Coverage That Works as Hard as You Do
Running a business comes with enough risks—you shouldn’t have to worry about whether your insurance has your back. At Apex, we provide straightforward, tailored coverage for Colorado-based businesses, with a focus on clear protection and responsive service.
What We Cover:
- Business Owners Policy (BOP)
- General Liability
- Commercial Property
- Workers’ Compensation
- Commercial Auto
- Professional Liability / E&O
- Cyber Liability
- Inland Marine (Tools & Equipment)
- Industry-specific solutions (contractors, consultants, retailers, etc.)
Support You Can Count On
Whether you’re just starting or scaling fast, we’ll help you evaluate exposures, customize your policies, and make informed choices—all without the jargon.
Let’s protect what you’ve built.
Do I need a Business Owners Policy or separate policies?
A BOP bundles property and liability insurance—great for many small businesses. Larger or higher-risk businesses may need custom standalone policies.
Does general liability cover employees?
No—general liability covers third-party injury/property damage. You’ll need workers’ comp for employees.
Is commercial auto required if I use my car for deliveries or tools?
Yes, if your vehicle is used primarily for work, personal auto insurance may not cover accidents or claims.
Can I get coverage if I run my business from home?
Absolutely. We offer custom coverage for home-based businesses, including equipment and liability.
What industries do you work with most?
We support contractors, consultants, landlords, restaurants, and retail—but can help nearly any small or mid-sized business in Colorado.